How to sell USDC for naira in Nigeria (2026)
Sell USDC on ERC20, BEP20 or Solana and get paid in naira, to the bank account saved on your account.
The short answer: open VinX on Telegram, tap Sell Crypto, pick USDC and the network you are sending on, then send it to your own VinX deposit address. Once your deposit confirms, the naira lands in your VinX wallet, ready for the bank account saved on your account.
What you need
- Telegram on your phone or computer, to open VinX.
- USDC in a wallet or exchange account you control.
- A Nigerian bank account in your own name, saved on your VinX account, to receive your naira.
The minimum is 1 USDC on every network. A deposit below the minimum can't be credited.
Step 1: pick USDC and your network
VinX takes USDC on three networks: ERC20 (Ethereum), BEP20 (BNB Smart Chain) and Solana. Pick the network your wallet or exchange will send on. The network you pick in VinX and the network you send on must be the same.
Step 2: check your rate
VinX shows today's naira rate for USDC. Your deposit is credited at the rate when it confirms on the network, so the rate in VinX at that moment is the one that counts, not a screenshot from earlier.
Step 3: send to your VinX address
VinX gives you your own USDC deposit address. Copy it, paste it into your wallet or exchange, and check that the first and last few characters match before you confirm. Send only USDC, on the network you picked.
Step 4: get paid in naira
When your deposit confirms, its naira value lands in your VinX wallet. From there you can withdraw to the bank account saved on your account, with no fee. Or turn on autopay, and every credit is sent to the bank account saved on your account automatically. An autopay transfer carries a ₦53.75 bank transfer fee.
USDC or USDT?
Both are dollar stablecoins, and VinX buys both. USDT also has TRC20, which USDC does not have on VinX. If your USDC is on TRC20 or another network, move it to ERC20, BEP20 or Solana first. Don't send it to VinX from a network VinX doesn't list for USDC.
Fees
VinX charges no fee on your USDC deposit. Your wallet or exchange may charge its own network fee to send, and on Ethereum that fee can be high, so check it before you confirm.
Mistakes to avoid
- Sending on a different network from the one you picked in VinX. Coins sent on the wrong network may not arrive, and they can be hard or impossible to recover.
- Typing the address by hand instead of copying it.
- Sending USDT or another coin to your USDC address.
- Sending less than 1 USDC.
If anything looks wrong, stop and message Support on Telegram before you send again.
Questions
How long does it take to get paid for USDC?
You are credited once your deposit is confirmed on its network. VinX messages you when it sees your deposit, and again when the naira is in your wallet. Confirmation time depends on the network and how busy it is.
Which USDC network should I use?
Use the one your wallet or exchange supports and charges least for. What matters most is that you pick the same network in VinX.
Do I need to sign up on a website?
No. Open VinX on Telegram and start.
Can I get paid straight to my bank account?
Yes. Turn on autopay and every credit goes straight to the bank account saved on your account. Or keep it in your VinX wallet and withdraw whenever you like.